GUARANTEED CREDIT APPROVAL

BAD CREDIT FREQUENTLY ASKED QUESTIONS

1. I’ve been turned down for credit before, can I still apply for a line of credit at Pine Belt?
   Definitely! Our staff works hard to do as much as we possibly can to get you financing for the vehicle you want. Our lenders and the inventory we offer enable us to obtain financing for individuals with all types of credit history.
2. Am I still eligible for an auto loan even if I’ve declared bankruptcy in the past?
   If you currently have a bankruptcy filing or have had one before, Pine Belt Cars in Lakewood, NJ is more than happy to help and can usually still provide enough financing for any credit status.
3. I’ve had vehicles repossessed before, can I still apply at Pine Belt Cars?
   Of course – even with a past repossession, Pine Belt financing can help you find a car that will work for your financial situation at a price you can handle.
4. Do I need an extremely high down payment if I have poor credit?
   Pine Belt’s goal is getting you a vehicle you can afford. If the down payment is very high, the odds of this happening are slim, so we definitely do not request a higher down payment than fits your budget.
5. I don’t have any credit history – can I still get a loan?
   We finance customers with little to no credit history all the time. If low or no credit is an issue, speak with one of our representatives to see what options are possible!
6. I live far away from the dealership, is this an issue?
   Of course not! Pine Belt’s dealerships are located in Lakewood, NJ but serve car shoppers in Howell, Point Pleasant, Asbury Park, Tinton Falls, Eatontown, Long Branch, Red Bank, Toms River, Beachwood, Freehold, Fort Dix, Old Bridge, Keansburg, and East Brunswick, NJ. Even if you live outside of those areas, contact our dealership and we will be happy to help in any way we can!